IOU - I owe you App Reviews

The way all apps should be! No login, no complicated menus or forms. Just open and use. I love it!

I dont understand why a simple "IOU" app would need access to my contact list. This app will not work otherwise. I dont want to give the makers of this app my entire contact list. It said nothing about this in the description. Why is privacy treated so flippantly by tech companies no a days?

Great app!